🍁 Canadian Retirees: You've done the math. CPP pension savings = barely enough. But what happens when life throws you a curveball? Here's what most Canadians don't realize: The average retiree needs $3,200/month just to cover basic expenses. But CPP maxes out at $1,306/month — and most people get way less. Even scarier? Recent studies show 68% of Canadians over 50 have under $50,000 saved for retirement. One unexpected expense could wipe out decades of planning. That's why smart Canadian famili
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